Our speaker today was Amy Betancur. She was born in Colombia and raised in New York. She is the youngest of 11 siblings!

Amy has been a banker for over 25 years and she also has a Paralegal degree. She has experience in international and domestic banking and as Vice President of EverBank; she manages the Coral Gables and Aventura Branches, and is responsible for overall business development in the Miami-Dade County market.

Amy introduced Manuel Gonzalez, EverBank’s senior specialist. EverBank is a 4-star bank, one of the strongest banks in the nation. It has 14 branches in Florida, with 7,700 employees nationwide. EverBank offers accounts in foreign currency, in gold and silver, and other metals. New customers can get 1.1% when they open checking or money market accounts.

EverBank is offering a MarketSafe CD for the second time this year thanks to the success of the previous one. It’s a five-year CD that is invested in 4 foreign currencies: the Colombian peso, the Indian rupee, the Mexican peso, and the Turkish lira.

MarketSafe CDs offer:

· $1,500 to open. There is no limit

· 100% protection of deposited principal. If the dollar outperforms the currency indices, you’ll get back all of your deposited principal upon CD maturity

· 15% minimum upside payment if indices beat the dollar. Even if the CD performance is just barely above 0%, you’ll earn 15% on top of your deposited principal

· FDIC insured

· IRA eligible

· You have to open the Market Safe CD before October 8.

Thank you Amy! Great information!

The jackpot was $477 but there were no winners. Keep playing next week! There are only 15 cards left for next week. This week’s newsletter winner could be 26, but only if you call-in before the weekend. Contact Eli and get some wine to enjoy just for reading.

The installation dinner will be at Fleming’s Prime Steakhouse and Wine Bar, 2525 Ponce de Leon Blvd, Coral Gables, on Wednesday October 16, 2013, starting at 6:00 p.m. Bring one guest. The food will be delicious and drinks plentiful. No meeting on October 15, as the previous day is Columbus Day.

The cocktail party at Machiya was fantastic. It’s was great to see members, spouses, and guests. Thanks to Reed and Jeff for putting this event together. The food and drinks were great, as well as the location.